1. About these Terms
These Terms of Use (“Terms”) are a binding agreement between you and Federated Pacific Group, LLC (“Federated,” “we,” “us,” or “our”). If you do not agree to these Terms, do not use the website. We may update these Terms by posting a revised version with a new effective date. Your continued use after an update constitutes acceptance to the extent permitted by law.
2. Informational purpose only
Website content is provided solely for general informational and corporate-communications purposes. Nothing on this website constitutes investment, legal, tax, accounting, or other professional advice. You should obtain advice from qualified professionals concerning your particular circumstances before making a decision.
3. No offer, solicitation, or fiduciary relationship
Nothing on this website is an offer to sell, a solicitation of an offer to buy, or a recommendation concerning any security, fund interest, investment product, transaction, or investment strategy. Any offer or solicitation, if made, will occur only through definitive offering materials delivered to eligible recipients and subject to applicable law. Accessing this website or independently contacting Federated does not create an advisory, fiduciary, client, partnership, agency, or other special relationship.
4. No reliance; forward-looking information
Website content may include opinions, estimates, projections, objectives, expectations, or other forward-looking statements. These statements involve assumptions, risks, and uncertainties, and actual outcomes may differ materially. Content may become outdated, and we have no obligation to update it except as required by law. You must not rely on website content as a promise, guarantee, or complete statement of any matter.
5. Eligibility and acceptable use
You may use the website only for lawful purposes. You must not attempt to gain unauthorized access; interfere with the website or another user; introduce malicious code; scrape or harvest personal information; misrepresent your identity or affiliation; use automated systems in a manner that unreasonably burdens the service; or use content in violation of law or third-party rights.
6. Intellectual property
The website and its text, design, graphics, logos, code, arrangement, and other content are owned by or licensed to Federated and are protected by intellectual-property laws. Subject to these Terms, we grant you a limited, revocable, nonexclusive, nontransferable license to access and view the website for your internal, lawful use. No other rights are granted by implication, estoppel, or otherwise.
You may not copy, modify, distribute, publish, sell, license, create derivative works from, publicly display, or commercially exploit website content without prior written permission, except as applicable law expressly permits.
7. Third-party websites
Links to third-party websites are provided for convenience. Federated does not control and is not responsible for their content, security, availability, or privacy practices. A link does not imply endorsement, sponsorship, or affiliation. Your use of a third-party service is governed by that provider’s terms and policies.
8. Disclaimer of warranties
To the fullest extent permitted by law, the website is provided “as is” and “as available.” Federated disclaims all express, implied, and statutory warranties, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, title, noninfringement, security, and uninterrupted availability. We do not warrant that the website will be error-free or free of harmful components.
9. Limitation of liability
To the fullest extent permitted by law, Federated and its affiliates, members, managers, officers, employees, representatives, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, goodwill, or opportunity, arising from or relating to the website or these Terms, even if advised of the possibility. Where liability cannot lawfully be excluded, our aggregate liability will not exceed one hundred U.S. dollars (US $100). Some jurisdictions do not allow certain exclusions, so portions of this section may not apply to you.
10. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless Federated and its affiliates, members, managers, officers, employees, and representatives from claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising from your unlawful use of the website, your violation of these Terms, or your infringement of another party’s rights.
11. Governing law and forum
Except where mandatory law provides otherwise, these Terms are governed by the laws of the State of California, without regard to conflict-of-law rules. You and Federated consent to exclusive jurisdiction and venue in the state and federal courts located in San Francisco County, California, for disputes arising from the website or these Terms.
12. General provisions
If a provision is held unenforceable, it will be modified to the minimum extent necessary and the remaining provisions will remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent; we may assign them in connection with a reorganization, financing, or transfer of the website or business. These Terms and the policies incorporated by reference are the entire agreement concerning website use.
13. Contact
Questions about these Terms or other legal notices may be sent to legal@federated.net.